Several companies and California Fair Plan offer both community-wide discounts (for example, a home in a Firewise or a Shelter-In-Place community) and home-specific discounts (for example, maintaining defensible space or home-safety measures against wind-blown embers). In some cases, these discounts can be combined.  Because discounts and eligibility differ by company, we urge you to contact the insurance company directly to find out if your property qualifies.